@font-face{font-family:Onest;src:url('/assets/fonts/onest-latin.woff2') format('woff2');font-weight:400 800;font-style:normal;font-display:swap}
:root{--ink:#143f3c;--green:#21685a;--green-hover:#174d43;--muted:#536c65;--water:#e9f3ef;--paper:#f8faf7;--lime:#d8eea0;--coral:#ed967c;--line:#c9d9d2;--white:#fff;--danger:#a5292c;--radius:24px;--small-radius:12px;--container:1200px;--space:clamp(24px,4vw,64px);--duration:180ms;--ease:cubic-bezier(.23,1,.32,1)}
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24px;display:inline-flex;align-items:center;justify-content:center;gap:14px;font-weight:600;font-size:14px;text-decoration:none;line-height:1.35;transition:background var(--duration),transform var(--duration)}.button:hover{background:var(--green-hover)}.button:active{transform:translateY(1px)}.button.secondary{background:transparent;color:var(--ink);border-color:var(--line)}.button.secondary:hover{background:var(--water)}.button.light{background:var(--lime);border-color:var(--lime);color:var(--ink)}.button.light:hover{background:#e3f5b8}.button.full{width:100%}.text-link{display:inline-flex;gap:10px;align-items:center;font-weight:600;font-size:14px;min-height:44px}.text-link .icon{width:18px}.pill{display:inline-flex;gap:7px;align-items:center;border:1px solid var(--line);border-radius:100px;padding:6px 11px;font-size:11px;font-weight:500;line-height:1.4}.pill 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46%;border-radius:18px}.art-note{position:absolute;right:24px;bottom:16px;background:var(--white);border-radius:9px;box-shadow:0 6px 25px #143f3c12;padding:11px 16px;font-size:11px;font-weight:500;display:flex;gap:9px;align-items:center;transform:rotate(-3deg)}.art-note .icon{width:16px;height:16px}.calculator{background:var(--white);border-radius:24px;border:1px solid #d5e2db;padding:27px 30px;box-shadow:0 15px 40px #143f3c08;container-type:inline-size;position:relative}.calc-top{display:flex;align-items:center;justify-content:space-between;margin-bottom:18px}.calc-top>span{font-size:11px;color:var(--muted)}.calc-tabs{display:flex;gap:3px;border-bottom:1px solid var(--line);padding-bottom:14px;margin-bottom:20px}.calc-tabs a{font-size:12px;text-decoration:none;padding:7px 12px;color:var(--muted);border-radius:6px}.calc-tabs a:first-child{background:var(--water);color:var(--ink);font-weight:600}.calculator 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var(--line);border-radius:16px}.bundle img{width:60px;height:60px;margin-bottom:20px}.bundle h3{font-size:22px}.bundle p{font-size:12px}.bundle a{font-size:12px}.page-type-guides .page-body,.page-type-tool .page-body,.page-type-help-hub .page-body,.page-type-club .page-body{grid-template-columns:1fr}.page-type-guides .page-sidebar,.page-type-tool .page-sidebar,.page-type-help-hub .page-sidebar,.page-type-club .page-sidebar{display:none}.page-type-tool .article-body{max-width:900px;width:100%;margin-inline:auto}.page-type-help-hub .article-body{max-width:900px;width:100%;margin-inline:auto}.page-type-club .article-body{max-width:1050px;margin-inline:auto;width:100%}.page-type-tool .calculator{max-width:650px}.page-type-tool .calc-description{font-size:13px}.page-type-tool .calc-disclaimer{font-size:12px}.page-type-tool .calc-top>span{font-size:12px}.page-type-tool .summary-lines{font-size:13px}.article-cover{width:100%;max-height:300px;object-fit:cover;border-radius:16px;margin-bottom:35px}.copy-dialog{border:1px solid var(--line);border-radius:18px;padding:30px;max-width:500px;width:calc(100% - 32px);color:var(--ink);box-shadow:0 20px 80px #0003}.copy-dialog::backdrop{background:#143f3c70}.copy-dialog h2{font-size:25px}.copy-dialog p{font-size:13px}.copy-dialog input{width:100%;border:1px solid var(--line);border-radius:6px;padding:10px;font-size:12px;margin:12px 0}.copy-dialog .button{margin-top:14px}.not-found{padding:80px 0;text-align:center}.not-found img{width:260px;margin:0 auto 25px}.not-found h1{font-size:52px}.not-found p{max-width:600px;margin-inline:auto}.amount-links{display:flex;gap:10px;flex-wrap:wrap;margin:20px 0}.amount-links a{background:white;border:1px solid var(--line);padding:11px 20px;border-radius:9px;text-decoration:none;font-size:14px;min-height:46px}.print-area{display:none}.nojs{font-size:13px;padding:14px;background:var(--lime);margin:0}.source-box .button{display:inline-flex;font-size:12px;margin-top:16px}
@container (max-width:380px){.calculator .result-total strong{font-size:28px}.calculator .date-control{align-items:start}.calculator .tool-actions{gap:5px}.calculator .tool-actions button{padding:8px;font-size:10px}}
@media(min-width:1500px){.hero-grid{gap:100px}.hero{padding-block:66px}.hero-art{height:250px}}
@media(max-width:1100px){.container{width:calc(100% - 48px)}.main-nav{gap:18px}.main-nav a{font-size:12px}.header-inner{gap:22px}.brand{font-size:24px}.header-action{padding:12px 16px!important}.hero-grid{gap:40px;grid-template-columns:1.1fr 1fr}.hero h1{font-size:57px}.calculator{padding:24px}.footer-top{grid-template-columns:1.3fr repeat(4,1fr);gap:20px}.process-grid{gap:35px}.steps-grid{gap:18px}.club-banner{gap:40px;padding:38px}.club-banner h2{font-size:37px}.page-body{gap:40px;grid-template-columns:210px 1fr}.path-card{grid-template-columns:1fr 95px;padding:27px}.path-card img{width:95px;height:130px}}
@media(max-width:900px){.header-inner{height:76px;gap:16px}.mobile-toggle{display:flex;margin-left:auto}.main-nav{display:none;position:absolute;top:76px;left:0;right:0;flex-direction:column;align-items:stretch;background:var(--paper);padding:12px 24px 25px;gap:0;border-bottom:1px solid var(--line)}.main-nav.open{display:flex}.main-nav a{font-size:15px;padding:13px 0;border-bottom:1px solid var(--line)}.header-action{margin:0}.hero-grid{gap:30px;grid-template-columns:1fr 1fr}.hero h1{font-size:48px}.hero-intro{font-size:15px}.hero-tags{gap:11px;flex-direction:column}.hero-art{height:230px;margin-top:30px}.calculator{padding:22px 20px}.calc-tabs{gap:0}.calc-tabs a{padding:7px 9px;font-size:11px}.calculator h2{font-size:24px}.hero-copy{padding-top:10px}.trust-inner{gap:20px}.trust-item{justify-content:start}.trust-item .icon{width:20px}.process-grid{grid-template-columns:1fr;gap:20px}.process-intro h2{max-width:none}.process-intro p{max-width:550px}.steps-grid{gap:30px;margin-top:10px}.path-grid{gap:15px}.path-card{grid-template-columns:1fr}.path-card img{display:none}.club-banner{gap:30px;padding:35px}.club-banner h2{font-size:34px}.about-strip,.faq-grid{gap:40px}.section{padding-block:65px}.footer-top{grid-template-columns:repeat(4,1fr)}.footer-brand{grid-column:1/-1}.footer-brand>p{max-width:500px}.page-body{grid-template-columns:1fr}.page-sidebar{display:none}.page-hero-row{grid-template-columns:1fr .35fr;gap:30px}.page-hero-art{width:180px;height:150px}.page-hero h1{font-size:44px}.article-section .compare-card h3{font-size:29px}}
@media(max-width:650px){html{scroll-padding-top:90px}.container{width:calc(100% - 36px)}.utility{font-size:10px;padding:6px 12px}.utility a{display:none}.site-header{background:var(--paper)}.header-inner{height:69px;gap:10px}.brand{font-size:23px;letter-spacing:-1.1px;gap:7px}.brand img{width:32px;height:32px}.header-action{min-height:40px!important;font-size:11px!important;padding:10px 13px!important;border-radius:8px}.mobile-toggle{height:40px;width:40px;flex:none}.mobile-toggle .icon{width:20px}.main-nav{top:69px}.hero{padding:32px 0}.hero-grid{grid-template-columns:1fr;gap:27px}.hero-copy{padding:0}.hero h1{font-size:47px;line-height:1.04;margin-bottom:17px;max-width:430px}.hero-intro{font-size:14px;max-width:410px;margin-bottom:0}.eyebrow{margin-bottom:17px;font-size:11px}.hero-tags{flex-direction:row;gap:14px;margin-top:18px}.hero-tags span{font-size:10px}.hero-tags .icon{width:15px;height:15px}.hero-art{display:none}.calculator{padding:23px 24px;border-radius:20px}.calculator h2{font-size:26px}.calc-tabs a{font-size:12px}.calc-description{font-size:12px}.calc-disclaimer{font-size:11px}.calc-bottom{font-size:11px}.trust-inner{padding-block:24px;grid-template-columns:1fr;gap:18px}.trust-item{align-items:start;gap:14px}.trust-item p{font-size:12px}.trust-item span{font-size:11px}.section{padding-block:49px}.section-heading{display:block;margin-bottom:27px}.section-heading h2{font-size:32px;max-width:370px}.section-heading>p{font-size:13px;max-width:none;margin-top:15px}.section-heading>.text-link{margin-top:10px}.section-number{font-size:11px;margin-bottom:13px}h2{font-size:31px}.compare-wrap{grid-template-columns:1fr;gap:11px}.compare-card{padding:20px;display:grid;grid-template-columns:1fr 1fr;column-gap:15px}.compare-card h3{font-size:27px;margin:13px 0 6px;grid-column:1}.compare-card>p{grid-column:1;margin:0}.compare-card dl{grid-column:2;grid-row:1/4;border-top:0;border-left:1px solid var(--line);padding:0 0 0 15px;margin:0;align-self:center;font-size:10px}.compare-top{font-size:12px}.compare-top .icon{display:none}.compare-note{font-size:11px}.steps-grid{grid-template-columns:1fr;gap:24px}.step{display:grid;grid-template-columns:38px 1fr;gap:0 17px}.step-no{grid-row:1/3;margin:0}.step h3{font-size:20px}.step p{grid-column:2;font-size:13px;margin:0}.requirements-bar{margin-top:30px;padding-top:23px;display:block}.requirements-bar p{font-size:12px}.requirements-bar a{margin-top:10px}.path-grid{grid-template-columns:1fr;gap:15px}.path-card{padding:25px;grid-template-columns:1fr 90px;gap:15px}.path-card img{display:block;width:90px;height:110px}.path-card h3{font-size:23px}.path-card p{font-size:12px}.path-card .text-link{font-size:12px}.club-banner{padding:29px 26px;grid-template-columns:1fr;gap:32px;border-radius:21px}.club-banner h2{font-size:34px}.club-banner p{font-size:13px}.club-label{font-size:13px}.club-benefits{gap:18px}.club-benefit{gap:15px;padding-bottom:18px}.club-benefit img{width:47px;height:47px}.club-benefit h3{font-size:19px}.club-benefit p{font-size:12px}.help-banner{grid-template-columns:1fr;gap:16px;padding-block:29px}.help-banner h3{font-size:24px}.help-banner p{font-size:13px}.help-banner .button{justify-self:start}.about-strip{grid-template-columns:1fr;gap:27px}.about-facts{gap:20px}.about-facts>div{padding-left:12px}.about-facts h3{font-size:16px}.about-facts p{font-size:11px}.faq-grid{grid-template-columns:1fr;gap:26px}.faq-intro p{max-width:100%}.faq-item summary{font-size:13px}.guide-grid{grid-template-columns:1fr;gap:28px}.guide-card{display:grid;grid-template-columns:110px 1fr;gap:0 17px}.guide-card img{grid-row:1/4;width:110px;height:117px;margin:0}.guide-card h3{font-size:17px;line-height:1.35;margin:5px 0}.guide-card small{font-size:10px}.guide-card p{font-size:11px;margin:0}.final-banner{display:block;padding:26px}.final-banner h2{font-size:27px}.final-banner .button{margin-top:23px}.site-footer{padding-top:43px;margin-top:20px}.footer-top{grid-template-columns:1fr 1fr;gap:28px}.footer-col h2{font-size:13px;margin-bottom:12px}.footer-col a{font-size:11px;min-height:32px}.footer-disclosure{margin-top:28px;font-size:10px}.footer-bottom{display:block;line-height:1.8}.footer-bottom nav{gap:8px 17px;margin-top:16px}.breadcrumbs{padding:21px 0;font-size:10px}.page-hero{padding-bottom:32px}.page-hero-row{grid-template-columns:1fr}.page-hero-art{display:none}.page-hero h1{font-size:38px;line-height:1.1;margin-bottom:19px}.page-lead{font-size:15px}.page-body{padding-top:35px}.article-section{margin-bottom:32px}.article-section h2{font-size:25px}.article-section p,.article-section li{font-size:14px}.article-section .compare-card{padding:17px;gap:12px}.article-section .compare-card h3{font-size:25px}.article-section .compare-card p{font-size:10px}.article-section .calculator{padding:23px 20px}.article-section .summary-lines{font-size:11px}.table-scroll{border-radius:8px}table{font-size:11px}th,td{padding:12px}.formula{font-size:16px;padding:20px}.saved-list{grid-template-columns:1fr}.saved-item .tool-actions{flex-direction:row}.budget-form{padding:22px}.budget-grid{grid-template-columns:1fr;gap:16px}.help-results{grid-template-columns:1fr}.help-result{padding:17px}.help-result h3{font-size:16px}.bundle-grid{grid-template-columns:1fr}.bundle{display:grid;grid-template-columns:60px 1fr;gap:0 20px}.bundle img{grid-row:1/4;margin:0}.bundle h3{font-size:22px}.bundle p,.bundle a{grid-column:2;font-size:12px}.navigator-buttons{grid-template-columns:1fr}.page-type-tool .calc-disclaimer{font-size:11px}.not-found{padding:45px 0}.not-found h1{font-size:39px}.related{padding:22px}.related a{font-size:12px}}
@media(max-width:359px){.container{width:calc(100% - 28px)}.brand{font-size:20px}.brand img{width:29px;height:29px}.header-action{padding:9px 11px!important;font-size:10px!important}.header-inner{gap:8px}.mobile-toggle{height:37px;width:37px}.hero h1{font-size:41px}.hero-tags{gap:10px}.calculator{padding:20px 18px}.result-total strong{font-size:28px}.summary-lines{font-size:10px}.path-card{grid-template-columns:1fr}.path-card img{display:none}.compare-card{padding:16px;column-gap:10px}.compare-card h3{font-size:25px}.compare-card dl{padding-left:10px;font-size:9px}.guide-card{grid-template-columns:90px 1fr;gap:12px}.guide-card img{width:90px;height:110px}.club-banner{padding:25px 22px}.club-banner h2{font-size:31px}}
@media(prefers-reduced-motion:reduce){*,*:before,*:after{scroll-behavior:auto!important;animation:none!important;transition:none!important}}
@media(forced-colors:active){.button,.term-button,.compare-card,.calculator,.pill{border:1px solid ButtonText}.term-button[aria-pressed=true]{outline:2px solid Highlight}.range{appearance:auto}}
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}.calc-tabs a{display:flex;align-items:center;gap:6px}.calc-tabs .icon{width:12px;height:12px}.amount-links a{display:inline-flex;align-items:center;gap:14px}.amount-links .icon{width:15px;height:15px}
/* Compact calculation hierarchy: calculator context, inputs, full price, action. */
.hero{padding-block:42px}.calc-top{margin-bottom:15px}.calc-top>a{display:flex;align-items:center;gap:5px;font-size:11px;text-decoration:none;color:var(--muted)}.calc-top>a:hover{text-decoration:underline}.calc-top .icon{width:12px;height:12px}.calc-description{margin-bottom:12px}.field-top{margin-top:12px}.calculator fieldset{margin-top:13px}.calc-result{margin-top:16px;padding:15px 18px}.calculator .summary-lines{gap:2px;font-size:11px;line-height:1.55}.result-total{padding-bottom:9px;margin-bottom:9px}.calc-bottom{margin-top:12px}.calculator .button.full{margin-top:14px}
@media(max-width:650px){.hero{padding-block:30px}.calc-top{gap:10px}.calculator .summary-lines{font-size:11px}.calculator .calc-result{padding:16px}.calc-description{margin-bottom:16px}}
.source-box p a{display:inline;margin:0}.article-section .calculator .calc-description{font-size:12px;line-height:1.65}.article-section .calculator .calc-disclaimer{font-size:11px;line-height:1.65}.article-section .calculator .calc-bottom{font-size:11px;line-height:1.6}.article-section .compare-note{font-size:11px;line-height:1.65}